Traffic accidents have become one of the main problems for the safety and well-being of people. And there are many accidents that happen daily, causing minor physical injuries, some serious and in other cases even loss of life. If you have suffered an accident and want to claim compensation for the damages you have suffered. It is important that you have the help of a lawyer specialized in this type of case.

That is why we will explain to you why it is necessary to hire a lawyer to claim compensation for an accident and what steps you should follow to do so.

Why is a lawyer necessary to claim compensation for an accident?

To obtain compensation for an accident, a complex and time-consuming procedure must be followed. Many aspects must be considered, such as the fault of the perpetrator of the accident, the nature and severity of the injuries, health costs, material damage, loss of profits, moral damage, among others. Likewise, certain times and legal conditions must be respected to make a claim to the insurer or to the courts.

To claim compensation for an accident, it is best to have the advice of an expert lawyer in the field. He will be in charge of studying your situation, obtaining all the evidence that demonstrates the responsibility of the other party involved and the severity of your injuries, talking with the insurance company to obtain the best possible offer or representing you in court if there is no agreement. A lawyer will facilitate the process, avoid unnecessary expenses and complications, and ensure that you receive the compensation you deserve by law.

What steps should you follow to claim compensation for an accident with the help of a lawyer?

If you have suffered an accident and want to claim compensation, these are the steps you should follow with the help of a lawyer:

1- Go to the doctor as soon as possible to have an examination and issue a medical report with the diagnosis and treatment of your injuries. This report will be essential to determine the amount of your compensation.

2 – Contact an accident lawyer as soon as possible. The lawyer will advise you on your rights and will be in charge of collecting all the necessary documentation to start the claim. It will also inform you about the options you have to claim compensation.

3 – Let your lawyer take care of everything. The lawyer will contact the insurance company of the person responsible for the accident and will present a claim with the calculation of the compensation that corresponds to you.

Claiming compensation for an accident with the help of a lawyer is the best way to ensure that you receive what you deserve for the damage you have suffered. It is important if you suffer an accident, to contact a lawyer specialized in these cases. If you have been a victim of one and want to claim compensation.

How to negotiate with the insurance company after an accident with the support of a lawyer?

When submitting a claim for compensation to the insurance company, it is important to have the advice of a lawyer specialized in this type of case. A lawyer will help you negotiate with the insurance company and defend your rights as a victim.

The first thing you should do after an accident is to gather as much information as possible about what happened: details of the driver and the opposing vehicle, medical reports, police reports, witnesses. This information will be key to demonstrating the responsibility of the other driver and the amount of damages suffered.

The lawyer will contact the responsible driver’s insurance company and send them a claim letter with details of the facts, injuries and property damage, as well as the amount requested as compensation.

How long does the insurer have to respond to a compensation claim?

The insurer has a period of three months to respond to the claim. During this period, you can accept the offer, make a counteroffer or reject the claim. If the offer is accepted, the lawyer will be in charge of formalizing the agreement and collecting compensation. If the claim is rejected, the lawyer will initiate judicial proceedings to claim compensation through civil or criminal means, as appropriate.

Having the support of a lawyer is essential to negotiate with the insurance company after an accident. A lawyer will save you time, money and trouble, and will ensure that you receive the compensation you are entitled to by law.

The advantages of having civil liability insurance in case of an accident

The concept of civil liability refers to the legal duty that a person has to compensate for the damages they cause to another. Both through their own acts and through lack of action. This means that, if we are responsible for an accident, we may have to compensate victims for the material and personal damages we have caused them.

Civil liability insurance is a policy that covers the expenses derived from these compensations, up to the contracted limit. In this way, it protects us from having to face a high financial outlay, which could put our financial stability at risk.

Advantages of having civil liability insurance

• It offers peace of mind and security, knowing that we are covered against possible claims from third parties.
• Avoid having to assume the legal and judicial costs that may arise from a claim process.
• Allows you to comply with current regulations.

Deadlines and requirements to file a claim for an accident

To file a claim for a car accident, it is necessary to comply with a series of deadlines and legal requirements that vary depending on the type and severity of the accident, as well as the jurisdiction where it occurred.

In general, you should notify the person responsible for the accident and his or her insurer as soon as possible, and then start the judicial process within the statute of limitations established by law, which is usually one or two years from the date of the accident.

In addition, the necessary evidence must be gathered to prove responsibility and damage caused by the accident, such as medical, police, expert and witness reports. It is advisable to have the advice of a lawyer specialized in accidents, who can guide and defend the rights and interests of the victim.